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Insurance & Financing


In an effort to make your dental treatments as affordable and accessible as possible, we accept most dental insurance companies.

We accept all PPO dental plans including:

  • Metlife
  • Humana
  • Delta Dental
  • Connection Dental
  • Guardian
  • BCBS
  • Cigna
  • Amenitas
  • United Concordia
  • United Healthcare
  • Assurant
  • & All PPO Insurance Plans


No insurance, no problem

John A. Garza, DDS offers in-house insurance.

  • $399 healthy 10% office fees
  • $599 Perio 15% office fees


Depending on your plan, you may find that many dental services aren’t completely covered by your insurance. CareCredit, a part of GE Capital, offers healthcare financing for consumers through a network of over 150,000 providers.

CareCredit is a health, beauty, and wellness credit card that can be used as a payment option for certain expenses not covered by insurance or to bridge situations when desired care exceeds insurance coverage. You can even use it for copayments and deductibles.

Apply for CareCredit

Neuromuscular Dentistry


Crowns & Bridges


Cosmetic Dentistry


Implant Dentistry


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